326 E Mitchell Ave, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 326 E Mitchell Ave, Santa Rosa Beach, FL 32459 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2025
Square Footage4,031 sqft Living Area
Lot Size7,013 sqft (0.16 acres)
Last Sale$250,000 (2023)
Tax Bill$2,059.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-2S-19-24500-029-0010
Alternative APN
  • 1059564

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area4,031 sqft Living Area
Gross Area5,199 sqft Gross Area
Stories2 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2025
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area7,013 sqft (0.16 acres)
Depth X Width14 ft x 5 ft Depth x Width
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1059564
Street Address326 E MITCHELL AVE
CitySANTA ROSA BEACH
StateFL
Zip32459-5617
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 29 MAGNOLIA BEACH PB 2-1 OR 2577-1705 OR 3286-1440
Legal Range19W
Legal Township02S
Legal Section28
Legal SubdivisionGRAYTON BAYOU UNRECD
Legal Block29
Legal Lot Number1
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup3
Census Block3013
Census Tract950605

Owner

Source: Walton County records · APN 28-2S-19-24500-029-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3036 SHANNON OAKS CV, GERMANTOWN, TN 38138-7736
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
STONE BANK
Feb 11, 2026Deed of Trust, Mortgage · Commercial Mortgage
STORY BANK
Apr 12, 2023Warranty Deed, Transfer
AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleJan 05, 2004 · Amount on Record
Deed Doc Number20230012479
Deed Book / Page3286 / 1440
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJul 10, 2026
Property Address326 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5617
Document Number0000028521
Book / Page3405 / 1520
Instrument DateJul 03, 2026
Instrument202628521
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5617

Mortgage

Document Number0000028521,
DateJul 10, 2026
Book Page3405/1520
Instrument202628521
Lender
NameSTONE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 21, 2036
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address326 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5617
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3036 SHANNON OAKS CV, GERMANTOWN, TN 38138-7736

Mortgage

Document Number0033864884
DateFeb 11, 2026
Book Page3386/4884
Instrument20260005168
Lender
NameSTORY BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 12, 2023
Property Address326 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5617
Document Number0032861440
Book / Page3286 / 1440
Map ReferenceMB 2 PG 1
Instrument DateApr 05, 2023
Instrument20230012479
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address231 SAN JUAN AVE, SANTA ROSA BEACH, FL 32459-6371

Transferred To (Grantee/Buyer)

NameVerified Name
Address3036 SHANNON OAKS CV, GERMANTOWN, TN 38138-7736

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$225,500 (+17.72%) Land $225,500$225,500 (+17.72%) Land $225,500
2024$2,059.00 (+102.06%)
2023$1,019.00 (+57.5%)$191,555 (+82.96%) Land $191,555$191,555 (+82.96%) Land $191,555
2022$647.00$104,698 Land $104,698$104,698 Land $104,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Mitchell Ave

Nearby Streets

Search Property Records by Address or Parcel Number