245 E Mitchell Ave, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 245 E Mitchell Ave, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,329 sqft · built 2001
Lot Size	0.396 acres (17,293 sqft)
Owner	Individual Name on File
Last Sale	$403,500 (Oct 2013)
Tax Bill	$2,972 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-2S-19-24150-00A-0040`

Property Details

APN / Parcel Number

Primary APN	`28-2S-19-24150-00A-0040`
Alternative APN	`1059469`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,329 sqft Living Area
Gross Area	3,141 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,293 sqft (0.396 acres)
Lot Dimensions	17.3 ft deep x 10 ft wide

Exterior Amenities

Porch	Porch
Porch Area	692 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1059469
Street Address	245 E MITCHELL AVE
City	SANTA ROSA BEACH
State	FL
Zip	32459-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK A BAYSIDE HEIGHTS RANCHETTES PB 4-32 OR 2524- 1660 OR 2852-42 OR 2873-4991 OR 2933-1147
Legal Range	19W
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE HGTS RANCHETTES
Legal Block	A
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3013
Census Tract	950605

Owner

Source: Walton County records · APN 28-2S-19-24150-00A-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2013 · Amount on Record
Deed Sale	Oct 09, 2013 · Amount on Record
Prior Sale	Sep 19, 2011
Deed Document Number	1256361
Deed Book / Page	2933 / 1147
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	245 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5621
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5621

Mortgage

Document Number	0031823336
Date	Feb 10, 2021
Book Page	3182/3336
Instrument	20210006513

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,032,855 (-17.3%) Land $675,000 Building $357,855	$1,032,855 (-17.3%) Land $675,000 Building $357,855
2024	$2,972.00 (+3.95%)
2023	$2,859.00 (+1.31%) Homeowner's exemption	$1,248,945 (+27.3%) Land $675,000 Building $573,945	$1,248,945 (+27.3%) Land $675,000 Building $573,945
2022	$2,822.00 Homeowner's exemption	$981,106 Land $471,750 Building $509,356	$981,106 Land $471,750 Building $509,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 124 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.