326 E Main St, Waverly, VA 23890 Property Records

Sussex County property record for 326 E Main St, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.476 acres (20,756 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (May 2021)
Tax Bill	$813 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-1-B-11`

Property Details

APN / Parcel Number

Primary APN	`28A8-1-B-11`
Alternative APN	`2389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	20,756 sqft (0.476 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2389
Street Address	326 E MAIN ST
City	WAVERLY
State	VA
Zip	23890-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT FLEETWOOD LAND LTS 11 & 12 N SIDE E MAIN ST
Legal Subdivision	P FLEETWOOD SR EST
Legal Lot Number	11-12
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	3
Census Block	3021
Census Tract	870300

Owner

Source: Sussex County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 E MAIN ST, WAVERLY, VA 23890-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Gift Deed, Transfer
Aug 19, 2021	Intrafamily Transfer, Transfer
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC
Feb 12, 2019	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	2021534
Deed Book / Page	309 / 702
Last Transfer Date	May 19, 2021
Transfer Doc	000311/598
Record Updated	Jun 8, 2026

August 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SUSSEX VA
Recording Date	Aug 19, 2021
Property Address	326 E MAIN ST, WAVERLY, VA 23890-3210
Document Number	311/600
Book / Page	311 / 600
Instrument Date	May 27, 2021
Instrument	210000924
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E MAIN ST, WAVERLY, VA 23890-3210

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX VA
Recording Date	Aug 19, 2021
Property Address	326 E MAIN ST, WAVERLY, VA 23890-3210
Document Number	000311/598
Book / Page	311 / 598
Instrument Date	May 19, 2021
Instrument	210000923
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E MAIN ST, WAVERLY, VA 23890-3210

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	May 7, 2021
Property Address	326 E MAIN ST, WAVERLY, VA 23890-3210
Document Number	000309/702
Book / Page	309 / 702
Instrument Date	Mar 22, 2021
Instrument	210000534
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E MAIN ST, WAVERLY, VA 23890-3210

Mortgage

Document Number	0210000535
Date	May 7, 2021
Instrument	210000535

Lender

Name	MY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Feb 12, 2019
Property Address	326 E MAIN ST, WAVERLY, VA 23890-3210
Document Number	000297/399
Book / Page	297 / 399
Instrument Date	Jan 8, 2019
Instrument	190000127
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	DOMINION TITLE CORPORATION, OLD DOMINION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E MAIN ST, WAVERLY, VA 23890-3210

Mortgage

Document Number	0190000128
Date	Feb 12, 2019
Instrument	190000128

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00	$153,400 (-) Land $12,800 Building $140,600
2023		$153,400 Land $12,800 Building $140,600	$153,400 (-) Land $12,800 Building $140,600
2022			$153,400 Land $12,800 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ruralband.

Cell Coverage

5G (outdoors only) and 4G LTE

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