310 E Main St, Waverly, VA 23890 Property Records

Sussex County property record for 310 E Main St, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 1930
Lot Size	1.11 acres (48,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`28A8-1-B-2A`

Property Details

APN / Parcel Number

Primary APN	`28A8-1-B-2A`
Alternative APN	`16084`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	48,431 sqft (1.11 acres)

Location & Zoning

Account Number	16084
Street Address	310 E MAIN ST
City	WAVERLY
State	VA
Zip	23890-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE E MAIN ST LTS 3 4 5 6
Legal Lot Number	3-6
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	3
Census Block	3021
Census Tract	870300

Owner

Source: Sussex County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 767, WAVERLY, VA 23890-0767
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Oct 31, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2017
Transfer Doc	000291/628
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX VA
Property Address	310 E MAIN ST, WAVERLY, VA 23890-3210
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00302/1011
Date	Apr 20, 2020
Book Page	302/1011
Instrument	200000334

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX VA
Recording Date	Oct 31, 2017
Property Address	310 E MAIN ST, WAVERLY, VA 23890-3210
Document Number	291/625
Book / Page	291 / 625
Instrument Date	Oct 16, 2017
Instrument	170000949
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E MAIN ST, WAVERLY, VA 23890-3210

Mortgage

Document Number	000291/628
Date	Oct 31, 2017
Book Page	291/628
Instrument	170000950

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$274,100 (-) Land $40,400 Building $233,700
2023		$274,100 Land $40,400 Building $233,700	$274,100 (-) Land $40,400 Building $233,700
2022			$274,100 Land $40,400 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ruralband.

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