326 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 326 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,210 sqft · built 1900
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Apr 2021)
Tax Bill	$6,033 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-087-101-033`

Property Details

APN / Parcel Number

Primary APN	`09-00-087-101-033`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,210 sqft Living Area
1st Floor Area	1,874 sqft
2nd Floor Area	914 sqft
Upper Floors Area	422 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	432 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	326 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENASTON 114 X 462
Legal Subdivision	KENASTONS ADDITION
Legal Block	101
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2001
Census Tract	60100

Owner

326 E College St is owned and occupied by an individual who bought it in April 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	326 E COLLEGE ST, OBERLIN, OH 44074-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Oct 13, 2017	Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	2021002503
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2021
Property Address	326 E COLLEGE ST, OBERLIN, OH 44074-1317
Document Number	20210815350
Instrument Date	Apr 27, 2021
Instrument	2021-0815350
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7676 REYNOLDS RD, MENTOR, OH 44060-5110

Mortgage

Document Number	20210815351
Date	Apr 30, 2021
Instrument	2021-0815351

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 13, 2017
Property Address	326 E COLLEGE ST, OBERLIN, OH 44074-1317
Document Number	0000647858
Map Reference	VOL 1 PG 15
Instrument Date	Oct 9, 2017
Instrument	2017-0647858
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000647859
Date	Oct 13, 2017
Instrument	2017-0647859

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 326 E College St was $6,033.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,033.00	$128,760 (%) Land $12,340 Building $116,420	$367,890 (-) Land $35,270 Building $332,620
2024	$6,033.00 (+27.52%)	$128,762 (+48.41%) Land $12,345 Building $116,417	$367,890 (+48.41%) Land $35,270 Building $332,620
2023	$4,731.00 (+2.76%)	$86,759 (%) Land $9,370 Building $77,389	$247,880 Land $26,770 Building $221,110
2022	$4,604.00	$86,760 Land $9,370 Building $77,390
2021			$247,880 Land $26,770 Building $221,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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