Lorain County property record for 320 E College St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,357 sqft · built 1950 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,000 (Apr 2024) |
| Tax Bill | $3,026 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-087-101-031 |
| Primary APN | 09-00-087-101-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| 1st Floor Area | 958 sqft |
| 2nd Floor Area | 399 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 221 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Patio Area | 336 sqft |
| Canopy | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 E COLLEGE ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENASTON 67 X 250 |
| Legal Subdivision | DAVID KENASTONS ADDITION |
| Legal Block | 101 |
| Legal Lot Number | PT 5 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60100 |
320 E College St is held in a trust since April 2024.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 128 WOODHAVEN PL, OBERLIN, OH 44074-1449 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on File |
| Deed Sale | Apr 4, 2024 · Amount on File |
| Prior Sale | Aug 30, 2013 · Amount on File |
| Deed Document Number | 2024001558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 4, 2024 |
| Property Address | 320 E COLLEGE ST, OBERLIN, OH 44074-1317 |
| Document Number | 0000008934 |
| Map Reference | VOL PG 15 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024-0008934 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 128 WOODHAVEN PL, OBERLIN, OH 44074-1449 |
| Document Number | 0000008935 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024-0008935 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 320 E College St was $3,026.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,026.00 | $60,760 (-0.01%) Land $8,060 Building $52,700 | $173,610 (-) Land $23,040 Building $150,570 |
| 2024 | $3,026.00 (+15.14%) | $60,764 (+27.83%) Land $8,064 Building $52,700 | $173,610 (+27.83%) Land $23,040 Building $150,570 |
| 2023 | $2,628.00 (+2.74%) | $47,534 (-0.01%) Land $6,076 Building $41,458 | $135,810 Land $17,360 Building $118,450 |
| 2022 | $2,558.00 | $47,540 Land $6,080 Building $41,460 | |
| 2021 | $135,810 Land $17,360 Building $118,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 E College St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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