Garrard County property record for 326 Davis Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1980 |
| Lot Size | 0.271 acres (11,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jul 2025) |
| Tax Bill | $567 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L5-02-001 |
| Primary APN | L5-02-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Lot Area | 11,819 sqft (0.271 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 21582 |
|---|---|
| Street Address | 326 DAVIS AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L DAVIS AVE WB 16-134 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 DAVIS AVE, LANCASTER, KY 40444-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Deed Document Number | 2025196425 |
| Deed Book / Page | 332 / 729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 9, 2025 |
| Property Address | 326 DAVIS AVE, LANCASTER, KY 40444-1314 |
| Document Number | 00D332/729 |
| Book / Page | D332 / 729 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 196425 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 678 KEMPER LN, LANCASTER, KY 40444-7037 |
| Name | Verified Name |
|---|---|
| Address | 326 DAVIS AVE, LANCASTER, KY 40444-1314 |
| Document Number | 0000196431 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 196431 |
| Name | GOPRIME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (+75%) Land $20,000 Building $155,000 | $175,000 (+75%) Land $20,000 Building $155,000 | |
| 2025 | $567.00 (-5.66%) Homeowner's exemption | $100,000 (-) Land $20,000 Building $80,000 | $100,000 (-) Land $20,000 Building $80,000 |
| 2024 | $601.00 (+55.3%) Homeowner's exemption | $100,000 (+25%) Land $20,000 Building $80,000 | $100,000 (+25%) Land $20,000 Building $80,000 |
| 2023 | $387.00 (-15.5%) Homeowner's exemption | $80,000 (-) Land $15,000 Building $65,000 | $80,000 (-) Land $15,000 Building $65,000 |
| 2022 | $458.00 Homeowner's exemption | $80,000 Land $15,000 Building $65,000 | $80,000 Land $15,000 Building $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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