Garrard County property record for 320 Davis Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1977 |
| Lot Size | 0.253 acres (11,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,000 (Mar 2008) |
| Tax Bill | $1,115 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L5-02-004 |
| Primary APN | L5-02-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Lot Area | 11,052 sqft (0.253 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 12975 |
|---|---|
| Street Address | 320 DAVIS AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | DAVIS HEIGHTS |
| Legal Lot Number | 13 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 DAVIS AVE, LANCASTER, KY 40444-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2008 · Amount on Record |
| Deed Sale | Mar 18, 2008 · Amount on Record |
| Prior Sale | Jan 4, 2007 · Amount on Record |
| Deed Book / Page | 248 / 703 |
| Record Updated | Oct 29, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 (-) Land $20,000 Building $80,000 | $100,000 (-) Land $20,000 Building $80,000 | |
| 2025 | $1,115.00 (-0.45%) | $100,000 (-) Land $20,000 Building $80,000 | $100,000 (-) Land $20,000 Building $80,000 |
| 2024 | $1,120.00 (+2.56%) | $100,000 (+5.26%) Land $20,000 Building $80,000 | $100,000 (+5.26%) Land $20,000 Building $80,000 |
| 2023 | $1,092.00 (-0.91%) | $95,000 (-) Land $15,000 Building $80,000 | $95,000 (-) Land $15,000 Building $80,000 |
| 2022 | $1,102.00 | $95,000 Land $15,000 Building $80,000 | $95,000 Land $15,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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