326 Cedar Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 326 Cedar Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,460 sqft · built 1966
Lot Size0.273 acres (11,887 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Jun 2026)
Tax Bill$3,783 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-01869715

Property Details

APN / Parcel Number

Primary APN02-412-01869715
Alternative APNs
  • 2-412-01869715
  • 41201869715

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,460 sqft Living Area
Gross Area3,220 sqft
1st Floor Area1,308 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,887 sqft (0.273 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area184 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number41201869715
Street Address326 CEDAR LN
CityANNAPOLIS
StateMD
Zip21403-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 22 BK L SC 2 PL 2 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockL
Legal Lot Number22
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract702601

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 CEDAR LN, ANNAPOLIS, MD 21403-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAY CAPITAL MORTGAGE CORP
Jun 9, 2026Deed, Transfer · Conventional Mortgage
HOME TRUST TITLE, HOME FIRST TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 9, 2026 · Amount on Record
Deed SaleJun 9, 2026 · Amount on Record
Prior SaleDec 3, 1991 · Amount on Record
Deed Document Number2026
Deed Book / Page42426 / 274
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address326 CEDAR LN, ANNAPOLIS, MD 21403-3909
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyHOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0421040016
DateFeb 23, 2026
Book Page42104/16
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term10 Months
DueDec 1, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 9, 2026
Property Address326 CEDAR LN, ANNAPOLIS, MD 21403-3909
Document Number4242000274
Book / Page42426 / 274
Instrument DateMay 21, 2026
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyHOME TRUST TITLE, HOME FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$707,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address326 CEDAR LN, ANNAPOLIS, MD 21403-3909

Mortgage

Document Number4242000282,
DateJun 9, 2026
Book Page42426/282
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,783.00 (+3.05%) Homeowner's exemption$485,733 (+8.37%)$504,500 (+12.56%) Land $243,600 Building $260,900
2024$3,671.00 (+29.08%)
2023$2,844.00 Homeowner's exemption$448,200 Land $243,600 Building $204,600$448,200 Land $243,600 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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