Anne Arundel County property record for 322 Cedar Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,616 sqft · built 1961 |
| Lot Size | 0.664 acres (28,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,500 (Jul 1987) |
| Tax Bill | $3,779 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-11813035 |
| Primary APN | 02-412-11813035 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 356 sqft |
| Finished Basement | 356 sqft |
| Utility Area | 60 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,920 sqft (0.664 acres) |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 41211813035 |
|---|---|
| Street Address | 322 CEDAR LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 19 20 BK L SC 2 PL 2 322 CEDAR LN HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | L |
| Legal Lot Number | 19 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 CEDAR LN, ANNAPOLIS, MD 21403-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1987 · Amount on Record |
| Deed Sale | Jul 28, 1987 · Amount on Record |
| Deed Book / Page | 4417 / 574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 322 CEDAR LN, ANNAPOLIS, MD 21403-3909 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 322 CEDAR LN, ANNAPOLIS, MD 21403-3909 |
| Document Number | 0393290455 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 39329/455 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 322 CEDAR LN, ANNAPOLIS, MD 21403-3909 |
| Document Number | 0333000048 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 322 CEDAR LN ANNAPOLIS MD 214033909, ANNAPOLIS, MD 21403-3909 |
| Document Number | 0333000048 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 033300/000048 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,400 (+20.73%) Land $270,200 Building $192,200 | $462,400 (+20.73%) Land $270,200 Building $192,200 | |
| 2025 | $3,779.00 (+48.37%) | ||
| 2023 | $2,547.00 Homeowner's exemption | $383,000 Land $270,200 Building $112,800 | $383,000 Land $270,200 Building $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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