326 Camellia Ct, Freeport, FL 32439 Property Records

Walton County property record for 326 Camellia Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 2009
Lot Size	0.323 acres (14,109 sqft)
Owner	Individual Name on Record
Last Sale	$392,500 (Dec 2021)
Tax Bill	$5,129 (2024)
Deeds & Mortgages	Dec 2021 Sale Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23010-000-0260`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23010-000-0260`
Alternative APN	`1027905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	2,949 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2009
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,109 sqft (0.323 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Porch
Porch Area	353 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027905
Street Address	326 CAMELLIA CT
City	FREEPORT
State	FL
Zip	32439-6678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 26 GARDENS AT HAMMOCK BAY PB 16-86 OR 2740-3427 OR 2796-895 OR 2947-4291 OR 2968-1303 OR 3067-711 OR 3073-702 OR
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	GARDENS AT HAMMOCK BAY
Legal Lot Number	26
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	326 CAMELLIA CT, FREEPORT, FL 32439-6678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA
Mar 5, 2018	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	20210062610
Deed Book / Page	3230 / 1670
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2021
Property Address	326 CAMELLIA CT, FREEPORT, FL 32439-6678
Document Number	0032301670
Book / Page	3230 / 1670
Map Reference	MB 16 PG 86
Instrument Date	Dec 16, 2021
Instrument	20210062610
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,747.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 BAY GROVE RD, 1300, FREEPORT, FL 32439-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CAMEFFIA CT, FREEPORT, FL 32439
Investor	Possibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	326 CAMELLIA CT, FREEPORT, FL 32439-6678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031152333
Date	Aug 21, 2019
Book Page	3115/2333
Instrument	20190028598

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 8, 2018
Property Address	326 CAMELLIA CT, FREEPORT, FL 32439-6678
Document Number	0030730702
Book / Page	003073 / 000702
Instrument Date	May 4, 2018
Instrument	15123
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 CAMELLIA CT FREEPORT FL 324396678, FREEPORT, FL 32439-6678

Mortgage

Document Number	30730704
Date	May 8, 2018
Book Page	003073/000704
Instrument	15124

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 5, 2018
Property Address	326 CAMELLIA CT, FREEPORT, FL 32439-6678
Document Number	0030670711
Book / Page	003067 / 000711
Instrument Date	Mar 2, 2018
Instrument	7085
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,806.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 BAY GROVE RD FREEPORT FL 324394813, FREEPORT, FL 32439-4813

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,658 (-4.6%) Land $52,815 Building $298,843	$351,658 (-4.6%) Land $52,815 Building $298,843
2024	$5,129.00 (+3.66%)
2023	$4,948.00 (+4.41%) Homeowner's exemption	$368,603 (+7.95%) Land $52,815 Building $315,788	$368,603 (+7.95%) Land $52,815 Building $315,788
2022	$4,739.00 Homeowner's exemption	$341,453 Land $58,625 Building $282,828	$341,453 Land $58,625 Building $282,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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