281 Camellia Ct, Freeport, FL 32439 Property Records

Walton County property record for 281 Camellia Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 2013
Lot Size	0.324 acres (14,154 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2022)
Tax Bill	$4,876 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23010-000-0610`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23010-000-0610`
Alternative APN	`1027940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,154 sqft (0.324 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027940
Street Address	281 CAMELLIA CT
City	FREEPORT
State	FL
Zip	32439-2496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 61 GARDENS AT HAMMOCK BAY PB 16-86 OR 2740-482 OR 2860-1194 OR 2872-3965 OR 2952-4423 OR 3253-3426
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	GARDENS AT HAMMOCK BAY
Legal Lot Number	61
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2009
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 CAMELLIA CT, FREEPORT, FL 32439-2496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	20220024807
Deed Book / Page	3253 / 3426
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 25, 2022
Property Address	281 CAMELLIA CT, FREEPORT, FL 32439-2496
Document Number	0032533426
Book / Page	3253 / 3426
Map Reference	MB 16 PG 86
Instrument Date	May 24, 2022
Instrument	20220024807
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 CAMELLIA CT, 281, FREEPORT, FL 32439-2496

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 MC DAVIS LOOP, SANTA ROSA BEACH, FL 32459-6790

Mortgage

Document Number	0032533428
Date	May 25, 2022
Instrument	3253/3428

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Jun 25, 2029

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,727 (-1.67%) Land $63,378 Building $273,349	$336,727 (-1.67%) Land $63,378 Building $273,349
2024	$4,876.00 (+1.02%)
2023	$4,827.00 (+76.81%) Homeowner's exemption	$342,457 (+7.81%) Land $63,378 Building $279,079	$342,457 (+7.81%) Land $63,378 Building $279,079
2022	$2,730.00 Homeowner's exemption	$317,636 Land $70,350 Building $247,286	$317,636 Land $70,350 Building $247,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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