326 Buffalo Dr, Elgin, IL 60124 Property Records

Kane County property record for 326 Buffalo Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,106 sqft · built 2006
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$366,000 (Mar 2006)
Tax Bill$12,786 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-24-428-002

Property Details

APN / Parcel Number

Primary APN05-24-428-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,106 sqft Living Area
Basement Area1,562 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage Area455 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address326 BUFFALO DR
CityELGIN
StateIL
Zip60124-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1B LT 49
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number49
Legal Unit1B
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1005
Census Tract850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address326 BUFFALO DR, ELGIN, IL 60124-3813
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2006 · Amount on Record
Deed SaleMar 27, 2006 · Amount on Record
Deed Document Number200632328
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address326 BUFFALO DR, ELGIN, IL 60124-3813
Document Number0000021963
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address326 BUFFALO DR ELGIN IL 601243813, ELGIN, IL 60124-3813

Mortgage

Document Number0000021963
DateMay 1, 2020
Instrument21963
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 30, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,786.00 (+15.27%) Homeowner's exemption
2024$162,195 (+36.01%) Land $27,638 Building $134,557$486,780 (+36.07%) Land $82,947 Building $403,833
2022$11,092.00 (+3.98%) Homeowner's exemption$119,251 (+7.72%) Land $21,357 Building $97,894$357,753 (+7.72%) Land $64,071 Building $293,682
2021$10,667.00 Homeowner's exemption$110,703 Land $20,633 Building $90,070$332,109 Land $61,899 Building $270,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Buffalo Dr

Nearby Streets

Search Property Records by Address or Parcel Number