Kane County property record for 326 Buffalo Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,000 (Mar 2006) |
| Tax Bill | $12,786 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-428-002 |
| Primary APN | 05-24-428-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,562 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 326 BUFFALO DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 49 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 BUFFALO DR, ELGIN, IL 60124-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2006 · Amount on Record |
| Deed Sale | Mar 27, 2006 · Amount on Record |
| Deed Document Number | 200632328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 326 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000021963 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 326 BUFFALO DR ELGIN IL 601243813, ELGIN, IL 60124-3813 |
| Document Number | 0000021963 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 21963 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,786.00 (+15.27%) Homeowner's exemption | ||
| 2024 | $162,195 (+36.01%) Land $27,638 Building $134,557 | $486,780 (+36.07%) Land $82,947 Building $403,833 | |
| 2022 | $11,092.00 (+3.98%) Homeowner's exemption | $119,251 (+7.72%) Land $21,357 Building $97,894 | $357,753 (+7.72%) Land $64,071 Building $293,682 |
| 2021 | $10,667.00 Homeowner's exemption | $110,703 Land $20,633 Building $90,070 | $332,109 Land $61,899 Building $270,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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