326 Amy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 326 Amy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,840 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (May 2007)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Mortgage
APN	`04-31-0-222-006`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-222-006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	326 AMY DR
City	O FALLON
State	IL
Zip	62269-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE O FALLON SUB LOT/SEC-25 DOC A02046049
Legal Subdivision	LINCOLNSHIRE O FALLON SUB
Legal Block	222
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2007
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 AMY DR, O FALLON, IL 62269-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Sep 18, 2001 · Amount on Record
Deed Document Number	20072046049
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	326 AMY DR, O FALLON, IL 62269-3405
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02869931
Date	Dec 26, 2025
Instrument	A02869931

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	326 AMY DR, O FALLON, IL 62269-3405
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02728468
Date	Dec 6, 2021
Instrument	A02728468

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,750.00	$71,604 (+34.34%) Land $12,364 Building $59,240	$214,812 (+34.34%) Land $37,092 Building $177,720
2022		$53,301 Land $9,204 Building $44,097	$159,903 Land $27,612 Building $132,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave.

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