St. Clair County property record for 318 Amy Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 976 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2005) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| APN | 04-31-0-222-008 |
| Primary APN | 04-31-0-222-008 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 976 sqft Living Area |
| Upper Floors Area | 72 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Mixed |
| Garage Area | 156 sqft |
| Porch | Slab |
| Porch Area | 408 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 318 AMY DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLNSHIRE O FALLON SUB LOT/SEC-27 A01910712 |
| Legal Subdivision | LINCOLNSHIRE O FALLON SUB |
| Legal Block | 222 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 504354 |
318 Amy Dr is owned and occupied by an individual who bought it in May 2005.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 AMY DR, O FALLON, IL 62269-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2005 · Amount on File |
| Deed Sale | May 25, 2005 · Amount on File |
| Deed Document Number | 20051910712 |
| Deed Book / Page | 4182 / 710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 318 AMY DR, O FALLON, IL 62269-3405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 AMY DR, O FALLON, IL 62269-3405 |
| Document Number | 0A02864677 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | A02864677 |
| Name | TRUSTED MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $76,847 Land $12,366 Building $64,481 | $230,541 Land $37,098 Building $193,443 |
| 2022 | $57,203 Land $9,205 Building $47,998 | $171,609 Land $27,615 Building $143,994 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 318 Amy Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Amy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: ClearWave.
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