326 Academy Ave, Providence, RI 02908 Property Records

Providence City property record for 326 Academy Ave, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,600 sqft · built 1930
Lot Size	0.111 acres (4,847 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2017)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:84 L:224`

Property Details

APN / Parcel Number

Primary APN	`PROV M:84 L:224`
Alternative APNs	`P:0840224 L:0000` `38147`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,600 sqft Living Area
Gross Area	5,214 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,847 sqft (0.111 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	38147
Street Address	326 ACADEMY AVE
City	PROVIDENCE
State	RI
Zip	02908-4101
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-2
Legal Lot Number	224
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3009
Census Tract	2101

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	2017184693
Deed Book / Page	11870 / 127
Transfer Doc	10265-229
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	326 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013119-120
Date	May 4, 2021
Book Page	13119/120
Instrument	2021286341

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 31, 2017
Property Address	326 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Document Number	011870-127
Book / Page	11870 / 127
Instrument	184693
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118700132
Date	Oct 31, 2017
Instrument	11870/0132

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,804.00 (-37.46%)	$636,300 (+52.01%) Land $161,700 Building $474,600
2023	$7,681.00 (+3.09%)	$418,600 (-) Land $105,100 Building $313,500
2022	$7,451.00	$418,600 Land $105,100 Building $313,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,053 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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