308 Academy Ave, Providence, RI 02908 Property Records

Providence City property record for 308 Academy Ave, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,748 sqft · built 1927
Lot Size	0.092 acres (4,024 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jan 2015)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:84 L:219`

Property Details

APN / Parcel Number

Primary APN	`PROV M:84 L:219`
Alternative APNs	`P:0840219 L:0000` `38141`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	6,018 sqft
1st Floor Area	1,374 sqft
Attic	Attic
Attic Area	385 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,024 sqft (0.092 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	38141
Street Address	308 ACADEMY AVE
City	PROVIDENCE
State	RI
Zip	02908-4101
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	219
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3009
Census Tract	2101

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2015 · Amount on Record
Deed Sale	Jan 23, 2015 · Amount on Record
Prior Sale	Aug 3, 2011
Deed Document Number	2015110118
Deed Book / Page	11042 / 281
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013238-68
Date	Aug 5, 2021
Book Page	13238/68
Instrument	2021295317

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013552-322
Date	Apr 29, 2022
Book Page	13552/322
Instrument	2022319651

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012682-316
Date	Apr 2, 2020
Book Page	12682/316
Instrument	2020253198

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012763-35
Date	Jul 2, 2020
Book Page	12763/35
Instrument	2020259000

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	308 ACADEMY AVE, PROVIDENCE, RI 02908-4101
Document Number	12291-230
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ACADEMY AVE PROVIDENCE RI 029084101, PROVIDENCE, RI 02908-4101

Mortgage

Document Number	12291-230
Date	Feb 26, 2019
Book Page	012291/000230
Instrument	221162

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (-40.11%)	$520,500 (+45.55%) Land $160,000 Building $360,500	$602,361
2023	$6,562.00 (+3.1%)	$357,600 (-) Land $104,000 Building $253,600
2022	$6,365.00	$357,600 Land $104,000 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,053 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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