326 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 326 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	860 sqft · built 1945
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Feb 2022)
Tax Bill	$7,456 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`10-00040-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`10-00040-0000-00015`
Alternative APN	`100004000015`

Interior

Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	326 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 16
Legal Subdivision	DUN-ELLEN TERRACE
Legal Block	40
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1021
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 1ST ST, MIDDLESEX, NJ 08846-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed, Transfer · Conventional Mortgage INVESTORS BANK
Mar 25, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	202216506
Deed Book / Page	18824 / 485
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000021776
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 9, 2022
Property Address	326 1ST ST, MIDDLESEX, NJ 08846-1525
Document Number	0000016506
Book / Page	18824 / 485
Instrument Date	Jan 26, 2022
Instrument	2022016506
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	UNITAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	767 DEWEY AVE, 767, PHILLIPSBURG, NJ 08865-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 1ST ST, MIDDLESEX, NJ 08846-1525

Mortgage

Document Number	0000016507
Date	Feb 9, 2022
Instrument	2022016507

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000016508
Date	Feb 9, 2022
Book Page	18824/510
Instrument	2022016508

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 25, 2019
Property Address	326 1ST ST, MIDDLESEX, NJ 08846-1525
Document Number	0000021776
Book / Page	017453 / 000935
Instrument Date	Feb 5, 2019
Instrument	21776
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	767 DEWEY AVE PHILLIPSBURG NJ 088654480, PHILLIPSBURG, NJ 08865-4480

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,900 (+10.01%) Land $122,400 Building $264,500	$386,900 (+10.01%) Land $122,400 Building $264,500
2025	$7,456.00 (-3.47%)	$351,700 (+5.36%) Land $122,400 Building $229,300	$351,700 (+5.36%) Land $122,400 Building $229,300
2024	$7,724.00 (+5.1%)
2023		$333,800 Land $122,400 Building $211,400	$333,800 Land $122,400 Building $211,400
2022	$7,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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