323 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 323 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2022)
Tax Bill	$8,790 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00043-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`10-00043-0000-00048`
Alternative APN	`100004300048`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	323 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 49
Legal Subdivision	DUNELLEN TERRACE
Legal Block	43
Legal Lot Number	48
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1024
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00043-0000-00048

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 1ST ST, MIDDLESEX, NJ 08846-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Aug 24, 2007 · Amount on Record
Deed Document Number	202211769
Deed Book / Page	18807 / 1784
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 27, 2022
Property Address	323 1ST ST, MIDDLESEX, NJ 08846-1523
Document Number	0000011769
Book / Page	18807 / 1785
Instrument Date	Dec 09, 2021
Instrument	2022011769
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LINCOLN BLVD APT 1314, 150, MIDDLESEX, NJ 08846-1081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 1ST ST, MIDDLESEX, NJ 08846-1523

Mortgage

Document Number	0000011770
Date	Jan 27, 2022
Instrument	2022011770

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,600 (-) Land $122,400 Building $292,200	$414,600 (-) Land $122,400 Building $292,200
2025	$8,790.00 (+2.42%)	$414,600 (+11.78%) Land $122,400 Building $292,200	$414,600 (+11.78%) Land $122,400 Building $292,200
2024	$8,582.00 (+1.25%)
2023		$370,900 Land $122,400 Building $248,500	$370,900 Land $122,400 Building $248,500
2022	$8,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.