3259 Vine St, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3259 Vine St, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,052 sqft · built 1928
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jul 2017)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-0001-0042-00`

Property Details

APN / Parcel Number

Primary APN	`103-0001-0042-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3259 VINE ST
City	CINCINNATI
State	OH
Zip	45220-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3259 VINE ST 50 X 100 IRR LOTS 69-70 ERKENBRECHER IMP CO 2ND SUB PARS 42-43 CONS
Legal Subdivision	IMP CO 2ND SUB
Legal Lot Number	69-70 70
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	3000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 VINE ST, CINCINNATI, OH 45220-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 17, 2017	Warranty Deed, Transfer EAGLE SAVINGS BANK
Jul 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	17-0063902
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3259 VINE ST, CINCINNATI, OH 45220-2212
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111633
Date	Sep 16, 2021
Book Page	14503/626
Instrument	2021-0111633

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2017
Property Address	3259 VINE ST, CINCINNATI, OH 45220-2212
Document Number	0000003902
Map Reference	MB 12 PG 41
Instrument Date	Jun 27, 2017
Instrument	17-0063902
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3259 VINE ST, CINCINNATI, OH 45220-2212

Mortgage

Document Number	0000003904
Date	Jul 17, 2017
Instrument	17-0063904

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2017
Property Address	3259 VINE ST, CINCINNATI, OH 45220-2212
Document Number	0000063903
Book / Page	013460 / 000131
Instrument Date	Jun 27, 2017
Instrument	63903
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3259 VINE ST CINCINNATI OH 452202212, CINCINNATI, OH 45220-2212

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00 (+3.01%)	$42,588 (-) Land $14,812 Building $27,776
2024	$2,558.00 (-2.14%)	$42,588 (-) Land $14,812 Building $27,776
2023	$2,614.00 (+50.23%)	$42,588 (+67.87%) Land $14,812 Building $27,776	$121,680 (+67.88%) Land $42,320 Building $79,360
2022	$1,740.00 Homeowner's exemption	$25,369 Land $7,228 Building $18,141
2020			$72,480 Land $20,650 Building $51,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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