3249 Vine St, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3249 Vine St, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,952 sqft · built 1910
Lot Size	0.073 acres (3,223 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Dec 2020)
Tax Bill	$5,413 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-0001-0050-00`

Property Details

APN / Parcel Number

Primary APN	`103-0001-0050-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,952 sqft Finished Area
1st Floor Area	725 sqft
2nd Floor Area	667 sqft
Attic	Attic
Attic Area	560 sqft
Basement Area	685 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,223 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3249 VINE ST
City	CINCINNATI
State	OH
Zip	45220-2212
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	3249 VINE ST 32 X 100 LOT 62 PT 63 ERKENBRECHERIMP CO SUB
Legal Subdivision	ERKENBRECHER IMP CO SUB
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	3000

Owner

3249 Vine St, a duplex, is owned by an individual who bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4613 BAKER ST, CINCINNATI, OH 45212-2552
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Fiduciary Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Oct 12, 2017	Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	0000128755
Deed Book / Page	14310 / 2083
Record Updated	Jun 8, 2026

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 8, 2020
Property Address	3249 VINE ST, CINCINNATI, OH 45220-2212
Document Number	0000128755
Book / Page	14310 / 2083
Map Reference	MB 12 PG 41
Instrument Date	Nov 24, 2020
Instrument	2020-0128755
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128756
Date	Dec 8, 2020
Instrument	2020-0128756

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2017
Property Address	3249 VINE ST, CINCINNATI, OH 45220-2212
Document Number	0000003854
Map Reference	MB 12 PG 41
Instrument Date	Sep 29, 2017
Instrument	17-0093854
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000003855
Date	Oct 12, 2017
Instrument	17-0093855

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3249 Vine St was $5,413, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,413.00 (+0.15%)	$85,400 (-) Land $11,256 Building $74,144
2024	$5,405.00 (-0.18%)	$85,400 (-) Land $11,256 Building $74,144
2023	$5,415.00 (+112.02%)	$85,400 (+136.11%) Land $11,256 Building $74,144	$244,000 Land $32,160 Building $211,840
2022	$2,554.00	$36,170 Land $5,492 Building $30,678
2020			$103,340 Land $15,690 Building $87,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3249 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3249 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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