3255 William St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3255 William St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,890 sqft · built 2002
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (Nov 2018)
Tax Bill$7,088 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 48.18-10-12

Property Details

APN / Parcel Number

Primary APN422800 48.18-10-12
Alternative APN
  • 280004801800100120000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,890 sqft Living Area
1st Floor Area918 sqft
2nd Floor Area972 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions130 ft deep x 66 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area50 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3255 WILLIAM ST
CitySCHENECTADY
StateNY
Zip12306-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionR,3BR,2.5BTH,G2 1725 SF MAPLEWOOD 1 - 50,51 UNF 6.-470-7.9
Legal SubdivisionMAP OF MAPLEWOOD
Legal Block10
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4010
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3255 WILLIAM ST, SCHENECTADY, NY 12306-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Sep 19, 2019Loan Modification, Mortgage
SEFCU
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Nov 7, 2018Warranty Deed, Transfer · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2018 · Amount on Record
Deed SaleNov 7, 2018 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number201849034
Deed Book / Page1999 / 432
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3255 WILLIAM ST, SCHENECTADY, NY 12306-1425
Transaction TypeMortgage
Record UpdatedApr 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3255 WILLIAM ST, ROTTERDAM, NY 12306-1425

Mortgage

Document Number0000020194
DateApr 5, 2024
Book Page5366/464
Instrument202420194
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address3255 WILLIAM ST, SCHENECTADY, NY 12306-1425
Document Number0000044306
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3255 WILLIAM ST ROTTERDAM NY 123061425, ROTTERDAM, NY 12306-1425

Mortgage

Document Number0000044306
DateOct 2, 2019
Book Page004943/000032
Instrument44306
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3255 WILLIAM ST, SCHENECTADY, NY 12306-1425
Document Number0000044305
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3255 WILLIAM ST ROTTERDAM NY 123061425, ROTTERDAM, NY 12306-1425

Mortgage

Document Number0000044305
DateOct 2, 2019
Book Page004943/000020
Instrument44305
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 7, 2018
Property Address3255 WILLIAM ST, SCHENECTADY, NY 12306-1425
Document Number0000049034
Book / Page001999 / 000432
Instrument DateNov 2, 2018
Instrument49034
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$968.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MIDLAND AVE SCHENECTADY NY 123044287, SCHENECTADY, NY 12304-4287

Mortgage

Document Number49037
DateNov 7, 2018
Book Page004876/000599
Instrument49037
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 6, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,088.00 (-7.03%)
2025$7,624.00$190,000 (-) Land $12,000 Building $178,000$292,300 (+16.92%) Land $18,461 Building $273,839
2023$190,000 Land $12,000 Building $178,000$250,000 Land $15,789 Building $234,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on William St

Nearby Streets

Search Property Records by Address or Parcel Number