3233 William St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3233 William St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1957
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Dec 2018)
Tax Bill$5,122 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.18-10-8.1

Property Details

APN / Parcel Number

Primary APN422800 48.18-10-8.1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area616 sqft
Upper Floors Area308 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70.5 ft wide
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3233 WILLIAM ST
CitySCHENECTADY
StateNY
Zip12306-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block10
Legal Lot Number8.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4010
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3233 WILLIAM ST, SCHENECTADY, NY 12306-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Dec 20, 2018Warranty Deed, Transfer · VA Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleJun 10, 1998
Deed Document Number201855634
Deed Book / Page2002 / 364
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3233 WILLIAM ST, SCHENECTADY, NY 12306-1425
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3233 WILLIAM ST, SCHENECTADY, NY 12306-1425

Mortgage

Document Number0000051826
DateSep 29, 2022
Book Page5260/338
Instrument202251826
Lender
NameBROADVIEW FCU
TypeCredit Union
Address12005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 28, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3233 WILLIAM ST, SCHENECTADY, NY 12306-1425
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3233 WILLIAM ST, ROTTERDAM, NY 12306-1425

Mortgage

Document Number0000032644
DateJul 12, 2021
Book Page5119/452
Instrument202132644
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 20, 2018
Property Address3233 WILLIAM ST, SCHENECTADY, NY 12306-1425
Document Number0000055634
Book / Page2002 / 364
Instrument DateDec 14, 2018
Instrument201855634
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2907 FORD AVE, 2907, SCHENECTADY, NY 12306-1629

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 TRYON AVE APT 12-3, 12-3, GLENVILLE, NY 12302-3640

Mortgage

Document Number0000055635
DateDec 20, 2018
Instrument201855635
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,122.00 (-7.02%)
2025$5,509.00$137,300 (-) Land $12,600 Building $124,700$211,200 (+16.91%) Land $19,382 Building $191,818
2023$137,300 Land $12,600 Building $124,700$180,658 Land $16,579 Building $164,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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