3255 Fortuna Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 3255 Fortuna Ranch Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,102 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$1,955,000 (Jun 2017)
Tax Bill	$27,360 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-292-34-00`

Property Details

APN / Parcel Number

Primary APN	`264-292-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,102 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	87,120 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3255 FORTUNA RANCH RD
City	ENCINITAS
State	CA
Zip	92024-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 67 TR 011809
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011809
Legal Block	1
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1032
Census Tract	17112

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · ARM BROKER SOLUTIONS INC
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Oct 7, 2004 · Amount on Record
Deed Document Number	2017252769
Last Transfer Date	Dec 15, 2017
Transfer Doc	0000007327
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051624
Date	Jan 31, 2017
Instrument	2017-0051624

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115099
Date	Apr 2, 2019
Instrument	2019-0115099

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430507
Date	Sep 30, 2019
Instrument	2019-0430507

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2018
Property Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Document Number	0000007327
Instrument Date	Dec 15, 2017
Instrument	7327
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3255 FORTUNA RANCH RD ENCINITAS CA 920245703, ENCINITAS, CA 92024-5703

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Document Number	0000252769
Map Reference	MAP11809
Instrument Date	May 23, 2017
Instrument	2017-0252769
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3255 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703

Mortgage

Document Number	0000252770
Date	Jun 6, 2017
Instrument	2017-0252770

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,373,658 (+2%) Land $1,183,795 Building $1,189,863
2025	$27,360.00 (+7.81%) Homeowner's exemption	$2,327,117 (+4.04%) Land $1,160,584 Building $1,166,533
2023	$25,377.00 (+1.88%) Homeowner's exemption	$2,236,754 Land $1,115,518 Building $1,121,236
2022	$24,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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