3243 Fortuna Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 3243 Fortuna Ranch Rd, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,538 sqft · built 1991
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$1,700,000 (Jun 2020)
Tax Bill$21,262 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN264-292-35-00

Property Details

APN / Parcel Number

Primary APN264-292-35-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,538 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area87,120 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3243 FORTUNA RANCH RD
CityENCINITAS
StateCA
Zip92024-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 66 TR 011809
Legal SubdivisionCITY/ENCINITAS 4574
Legal Tract011809
Legal Block1
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1032
Census Tract17112

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3243 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleAug 16, 1990 · Amount on Record
Deed Document Number2020338713
Prior Transfer DateOct 1, 1993
Prior Transfer Doc0000008939
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2020
Property Address3243 FORTUNA RANCH RD, ENCINITAS, CA 92024-5703
Document Number0000338713
Map ReferenceMAP 11809
Instrument DateMay 20, 2020
Instrument2020-0338713
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 540, PINE VALLEY, CA 91962-0540

Mortgage

Document Number0000338714
DateJun 29, 2020
Instrument2020-0338714
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,896,378 (+2%) Land $1,115,517 Building $780,861
2025$21,262.00 (+4.11%) Homeowner's exemption$1,859,195 (+4.04%) Land $1,093,645 Building $765,550
2023$20,422.00 (+4.55%) Homeowner's exemption$1,787,002 Land $1,051,178 Building $735,824
2022$19,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fortuna Ranch Rd

Nearby Streets

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