3251 Old Jones Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3251 Old Jones Rd, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,028 sqft · built 1996
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Sep 2010)
Tax Bill$7,483 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Feb 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-150909

Property Details

APN / Parcel Number

Primary APN03-150909
Alternative APNs
  • 3150909
  • 150909

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,028 sqft Total Area
Basement Area440 sqft
Finished Basement753 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area756 sqft
PorchSlab
Porch Area440 sqft
Deck Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number150909
Street Address3251 OLD JONES RD
CityDUNKIRK
StateMD
Zip20754-3068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 9 PLAT 2 OLD HUNDRED
Legal SubdivisionOLD HUNDRED
Legal Lot Number9
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3011
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
OLD LINE BANK
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HM MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2010 · Amount on Record
Deed SaleSep 30, 2010 · Amount on Record
Prior SaleApr 28, 1995 · Amount on Record
Deed Document Number2010110540
Deed Book / Page3584 / 75
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068

Mortgage

Document Number0065610364
DateMay 1, 2024
Book Page6561/364
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 12, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCOUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053220293
DateFeb 26, 2019
Book Page5322/293
Lender
NameOLD LINE BANK
TypeBank
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyBAY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057270101
DateOct 13, 2020
Book Page5727/101
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3251 OLD JONES RD, DUNKIRK, MD 20754-3068
Document Number0057940027
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyBAY TITLE COMPANY, BAY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3251 OLD JONES RD DUNKIRK MD 207543068, DUNKIRK, MD 20754-3068

Mortgage

Document Number0057940027
DateDec 15, 2020
Book Page005794/000027
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 14, 2035

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$687,533 (+14.15%)$716,800 (+6.52%) Land $185,000 Building $531,800
2025$7,483.00 (+19.59%)
2023$6,257.00 Homeowner's exemption$602,300$672,900 Land $185,000 Building $487,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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