3440 Old Jones Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3440 Old Jones Rd, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,424 sqft · built 1990
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Tax Bill$2,070 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-121038

Property Details

APN / Parcel Number

Primary APN03-121038
Alternative APNs
  • 3121038
  • 121038

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,424 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Garage Area509 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area451 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number121038
Street Address3440 OLD JONES RD
CityDUNKIRK
StateMD
Zip20754-3067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 39 PLAT 1 SMITHVILLE
Legal SubdivisionPLAT ONE SMITHVILLE
Legal Lot Number39
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3013
Census Tract860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3440 OLD JONES RD, DUNKIRK, MD 20754-3067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2005
Deed SaleMar 22, 2005
Prior SaleJun 11, 2004
Deed Document Number200553089
Deed Book / Page2430 / 460
Prior Transfer DateOct 1, 2004
Prior Transfer DocKPS024300460
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3440 OLD JONES RD, DUNKIRK, MD 20754-3067
Document Number0050990024
Book / Page005099 / 000024
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3440 OLD JONES RD DUNKIRK MD 207543067, DUNKIRK, MD 20754-3067

Mortgage

Document Number0050990024
DateNov 15, 2017
Book Page005099/000024
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,070.00 (-55.52%) Homeowner's exemption$171,300 (-61.76%) Land $171,200 Building $100$171,300 (-65.37%) Land $171,200 Building $100
2023$4,654.00 Homeowner's exemption$448,000$494,600 Land $171,200 Building $323,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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