3251 Cramer Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3251 Cramer Rd, Cool, CA 95614 · Last verified May 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Mobile Home
Year Built	Built 2003
Square Footage	2,196 sqft Living Area
Lot Size	219,107 sqft (5.03 acres)
Occupancy	Owner Occupied
Tax Bill	$3,066.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`071-400-028-000`
Alternative APNs	`07140028100` `0714002810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,196 sqft Living Area
1st Floor	2,196 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home Style
Construction Type	Manufactured Construction
Lot Area	219,107 sqft (5.03 acres)
Patio Area	2,196 sqft Patio
Topography	Rolling Topography

Utilities and HVAC

Water Source	Commercial Water Source

Location & Zoning

Street Address	3251 CRAMER RD
City	COOL
State	CA
Zip	95614-9419
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	PM 33/134/A
Jurisdiction	EL DORADO CA
Minor Civil Division	NORTH EL DORADO
Census Blockgroup	1
Census Block	1000
Census Tract	30601

Owner

Source: El Dorado County records · APN 071-400-028-000

Assessment roll updated August 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3251 CRAMER RD, COOL, CA 95614-9419
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 06, 2009
Transfer Doc	0000013349
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3251 CRAMER RD, COOL, CA 95614-9419
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3251 CRAMER RD, COOL, CA 95614-9419

Mortgage

Document Number	0000033720
Date	Aug 15, 2022
Instrument	2022-0033720

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2022
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	15.8%

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,249.00 (+5.97%) Homeowner's exemption	$300,367 (+4.04%) Land $60,099 Building $240,268
2024	$3,066.00 (+1.69%)
2023	$3,015.00 (+1.52%) Homeowner's exemption	$288,705 Land $57,766 Building $230,939
2022	$2,970.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	About 1 in 84 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.