El Dorado County property record for 3092 Cramer Rd, Cool, CA 95614 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,203 sqft Living Area |
| Lot Size | 458,687 sqft (10.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $121,000 (2020) |
| Tax Bill | $9,725.00 (2025) |
| Primary APN | 071-400-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,203 sqft Living Area |
| 1st Floor | 3,203 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood Construction |
| Lot Area | 458,687 sqft (10.5 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 893 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 3092 CRAMER RD |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9567 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PM 11/118/C |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | NORTH EL DORADO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 071-400-007-000
Assessment roll updated August 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3092 CRAMER RD, COOL, CA 95614-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage BANNER BANK |
| Sep 02, 2020 | Grant Deed, Transfer CALATLANTIC TITLE INC |
| Sep 02, 2020 | Affidavit of Death, Transfer CALATLANTIC TITLE INC |
| Apr 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Deed Doc Number | 202046770 |
| Prior Transfer Date | Mar 28, 2019 |
| Prior Transfer Doc | 0000012648 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3092 CRAMER RD, COOL, CA 95614-9567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8057 RYAN TAYLOR WAY, ROSEVILLE, CA 95747-6701 |
| Document Number | 0000077697 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-0077697 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 02, 2020 |
| Property Address | 3092 CRAMER RD, COOL, CA 95614-9567 |
| Document Number | 0000046770 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 46770 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2408 CELTIC DR LINCOLN CA 956482901, LINCOLN, CA 95648-2901 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 02, 2020 |
| Property Address | 3092 CRAMER RD, COOL, CA 95614-9567 |
| Document Number | 0000046769 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 46769 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5911 ANGELO DR LOOMIS CA 956508716, LOOMIS, CA 95650-8716 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 12, 2019 |
| Property Address | 3092 CRAMER RD, COOL, CA 95614-9567 |
| Document Number | 0000012648 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 12648 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5911 ANGELO DR LOOMIS CA 956508716, LOOMIS, CA 95650-8716 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,725.00 (+7.82%) | $895,667 (+4.04%) Land $130,973 Building $764,694 |
| 2023 | $9,020.00 (+583.33%) | $860,888 Land $125,888 Building $735,000 |
| 2022 | $1,320.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | About 1 in 107 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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