325 Waters Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 325 Waters Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,895 sqft · built 1992
Lot Size	20.8 acres (906,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2019)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00300047000`

Property Details

APN / Parcel Number

Primary APN	`00300047000`
Alternative APNs	`00300047` `15710`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,895 sqft Heated Area
1st Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	906,048 sqft (20.8 acres)
Garage Area	986 sqft

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	722 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	4,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15710
Street Address	325 WATERS DR
City	RINGGOLD
State	GA
Zip	30736-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 105 27/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3012
Census Tract	30304

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 WATERS DR, RINGGOLD, GA 30736-7855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND MORTGAGE
Jul 26, 2019	Quit Claim Deed, Transfer CHOICE TITLE
Jul 26, 2019	Grant Deed, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	20191573
Deed Book / Page	2000 / 50
Prior Transfer Date	Dec 11, 1991
Prior Transfer Doc	0417000151
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	325 WATERS DR, RINGGOLD, GA 30736-7855
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WATERS DR, RINGGOLD, GA 30736-7855

Mortgage

Document Number	0021870000000696
Date	Nov 30, 2021
Book Page	0000002187/0000000696
Instrument	011757

Lender

Name	HIGHLAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 26, 2019
Property Address	325 WATERS DR, RINGGOLD, GA 30736-7855
Document Number	0020000045
Book / Page	002000 / 000045
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 WATERS DR RINGGOLD GA 307367855, RINGGOLD, GA 30736-7855

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 26, 2019
Property Address	325 WATERS DR, RINGGOLD, GA 30736-7855
Document Number	0020000050
Book / Page	002000 / 000050
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WATERS DR RINGGOLD GA 307367855, RINGGOLD, GA 30736-7855

Mortgage

Document Number	20000054
Date	Jul 26, 2019
Book Page	002000/000054

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (+36.33%)	$263,655 (+60.72%) Land $64,877 Building $198,778	$659,137 (+60.72%) Land $162,193 Building $496,944
2023	$3,672.00 (+17.99%)	$164,050 Land $20,076 Building $143,974	$410,123 Land $50,189 Building $359,934
2022	$3,112.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waters Dr

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