215 Waters Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 215 Waters Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,204 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$259,500 (Jul 2006)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00300041000`

Property Details

APN / Parcel Number

Primary APN	`00300041000`
Alternative APNs	`00300041` `15705`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,204 sqft Heated Area
1st Floor Area	2,204 sqft
Basement Area	2,204 sqft
Finished Basement	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	408 sqft
Bath House	Bath House
Lean-To	240 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15705
Street Address	215 WATERS DR
City	RINGGOLD
State	GA
Zip	30736-7852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 105 27/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3012
Census Tract	30304

Owner

215 Waters Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 WATERS DR, RINGGOLD, GA 30736-7852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Deed Book / Page	1304 / 347
Last Transfer Date	Sep 11, 2020
Transfer Doc	0020810362
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 28, 2020
Property Address	215 WATERS DR, RINGGOLD, GA 30736-7852
Document Number	0020810362
Book / Page	002081 / 000362
Instrument Date	Sep 11, 2020
Instrument	7810
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	215 WATERS DR RINGGOLD GA 307367852, RINGGOLD, GA 30736-7852

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	215 WATERS DR, RINGGOLD, GA 30736-7852
Document Number	0020600747
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 WATERS DR RINGGOLD GA 307367852, RINGGOLD, GA 30736-7852

Mortgage

Document Number	0020600747
Date	Jun 26, 2020
Book Page	002060/000747
Instrument	4867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 215 Waters Dr was $3,016 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 Homeowner's exemption	$185,641 Land $31,843 Building $153,798	$464,101 Land $79,607 Building $384,494
2023	$2,879.00 (+15.81%) Homeowner's exemption	$130,596 Land $12,328 Building $118,268	$326,489 Land $30,820 Building $295,669
2022	$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Waters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Waters Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waters Dr

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