325 W Eisenhower St, Waterman, IL 60556 Property Records

DeKalb County property record for 325 W Eisenhower St, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,600 sqft · built 1991
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2022)
Tax Bill	$5,307 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-228-002`

Property Details

APN / Parcel Number

Primary APN	`14-16-228-002`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	1416228002
Street Address	325 W EISENHOWER ST
City	WATERMAN
State	IL
Zip	60556-9818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 - PETERSONS ADDITION
Legal Subdivision	PETERSONS ADDITION
Legal Lot Number	17
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2016
Census Tract	1800

Owner

325 W Eisenhower St is owned and occupied by two individuals who bought it in August 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 N PINE ST, WATERMAN, IL 60556-9874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Dec 16, 2005 · Amount on File
Deed Document Number	20228356
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 26, 2022
Property Address	325 W EISENHOWER ST, WATERMAN, IL 60556-9818
Document Number	0000008356
Map Reference	DOC 340074
Instrument Date	Aug 16, 2022
Instrument	2022008356
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 W EISENHOWER ST, WATERMAN, IL 60556-9818

Mortgage

Document Number	0000008357
Date	Aug 26, 2022
Instrument	2022008357

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,482 Land $14,036 Building $69,446	$250,446 Land $42,108 Building $208,338
2024	$5,307.00
2023		$68,360 Land $11,494 Building $56,866	$205,080 Land $34,482 Building $170,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 W Eisenhower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 W Eisenhower St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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