225 W Eisenhower St, Waterman, IL 60556 Property Records

DeKalb County property record for 225 W Eisenhower St, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1970
Lot Size	0.254 acres (11,050 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Sep 2026)
Tax Bill	$4,388 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-228-004`

Property Details

APN / Parcel Number

Primary APN	`14-16-228-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1416228004
Street Address	225 W EISENHOWER ST
City	WATERMAN
State	IL
Zip	60556-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BABCOCKS 1ST ADDITION - W 8 FT LOT 32 & ALL LOT 31
Legal Subdivision	BABCOCKS 1ST ADDITION
Legal Lot Number	32,31
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2016
Census Tract	1800

Owner

225 W Eisenhower St is owned by an individual who bought it in September 2026.

Source: DeKalb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	150 N BIRCH ST, WATERMAN, IL 60556-6093
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage SISTAR MORTGAGE COMPANY
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Feb 14, 2006 · Amount on File
Deed Document Number	20268653
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 29, 2026
Property Address	225 W EISENHOWER ST, WATERMAN, IL 60556-9777
Document Number	0000008653
Instrument Date	Sep 14, 2026
Instrument	20268653
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N BIRCH ST, WATERMAN, IL 60556-6093

Mortgage

Document Number	0000008654,
Date	Sep 29, 2026
Instrument	20268654

Lender

Name	SISTAR MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	225 W EISENHOWER ST, WATERMAN, IL 60556-9777
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005314
Date	Jun 1, 2022
Instrument	2022005314

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 225 W Eisenhower St was $4,388, up 5.8% from the year before.

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (+5.84%)	$66,677 Land $13,255 Building $53,422	$200,031 Land $39,765 Building $160,266
2024	$4,146.00
2023		$54,599 Land $10,854 Building $43,745	$163,797 Land $32,562 Building $131,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 W Eisenhower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 W Eisenhower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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