325 Tower Rd, White Lake, MI 48386 Property Records

Oakland County property record for 325 Tower Rd, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1937
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Jan 2026)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-257-024`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-257-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,680 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	90.8 ft deep x 80 ft wide
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Deck Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	325 TOWER RD
City	WHITE LAKE
State	MI
Zip	48386-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 N 40 FT OF LOT 360 & S 40 FT OF LOT 361 04/25/84 FR 008
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	360
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3004
Census Tract	130600

Owner

325 Tower Rd is owned and occupied by an individual who bought it in January 2026.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6097 ANDERSONVILLE RD, WATERFORD, MI 48329-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU
Oct 31, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Deed Document Number	20263374
Deed Book / Page	60856 / 794
Prior Transfer Date	Mar 16, 2007
Prior Transfer Doc	0000139648
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 8, 2026
Property Address	325 TOWER RD, WHITE LAKE, MI 48386-3068
Document Number	20260003374
Book / Page	60856 / 794
Map Reference	LB 35 PG 38&38A-38C
Instrument Date	Dec 31, 2025
Instrument	20260003374
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TTL AGCY INS &

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 TOWER RD, WHITE LAKE, MI 48386-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 TOWER RD, WHITE LAKE, MI 48386-3068

Mortgage

Document Number	20260001860
Date	Jan 6, 2026
Book Page	60847/449
Instrument	20260001860

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 31, 2025
Property Address	325 TOWER RD, WHITE LAKE, MI 48386-3068
Document Number	0000139648
Book / Page	60676 / 457
Map Reference	LB 35 PG 38&38A-38C
Instrument Date	Mar 16, 2007
Instrument	139648
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 TOWER RD, WHITE LAKE, MI 48386-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	325 TOWER RD, WHITE LAKE, MI 48386-3068

Tax Assessment & Valuation

The 2025 property tax bill for 325 Tower Rd was $1,109 with a homeowner's exemption, down 43.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-43.33%) Homeowner's exemption	$123,630 (+7.66%)	$247,260 (+7.66%)
2024	$1,957.00 (+6.3%) Homeowner's exemption	$114,830 (+5.55%)	$229,660 (+5.55%)
2023	$1,841.00 Homeowner's exemption	$108,790	$217,580
2021	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Tower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Tower Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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