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280 Tower Rd, White Lake, MI 48386 Property Records

Oakland County property record for 280 Tower Rd, White Lake, MI 48386

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1948
Lot Size0.141 acres (6,142 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Feb 2020)
Tax Bill$1,178 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNY-12-26-256-037

Property Details

APN / Parcel Number

Primary APNY-12-26-256-037

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions90.8 ft deep x 45 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address280 TOWER RD
CityWHITE LAKE
StateMI
Zip48386-3065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT3N, R8E, SEC 26 CEDAR CREST SUB NO 4 S 45 FT OF LOT 368
Legal Range08E
Legal Township03N
Legal Section26
Legal SubdivisionCEDAR CREST SUB
Legal Lot Number368
JurisdictionOAKLAND MI
Township / Civil DivisionWHITE LAKE
Census Block Group3
Census Block3003
Census Tract130600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address280 TOWER RD, WHITE LAKE, MI 48386-3065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2020 · Amount on Record
Deed SaleFeb 18, 2020 · Amount on Record
Prior SaleMay 10, 2002 · Amount on Record
Deed Document Number202034322
Deed Book / Page53844 / 597
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 18, 2020
Property Address280 TOWER RD, WHITE LAKE, MI 48386-3065
Document Number0000034322
Book / Page053844 / 000597
Instrument DateFeb 7, 2020
Instrument34322
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,161.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5135 COHOCTAH PL WATERFORD MI 483273239, WATERFORD, MI 48327-3239

Mortgage

Document Number34324
DateFeb 18, 2020
Book Page053844/000601
Instrument34324
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWhite Lake Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178.00 (-42.98%) Homeowner's exemption$70,750 (+13.42%)$141,500 (+13.42%)
2024$2,066.00 (+14.02%)
2023$62,380$124,760
2021$1,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE LAKE TOWNSHIP
serves 6,619 people · EPA ID MI0007065
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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