325 Top Knot Rd, Hubert, NC 28539 Property Records

Onslow County property record for 325 Top Knot Rd, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,096 sqft · built 2008
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Sep 2022)
Tax Bill$1,174 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1314E-49

Property Details

APN / Parcel Number

Primary APN1314E-49
Alternative APNs
  • 488963000
  • 441939000
  • 074099

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,096 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area40,946 sqft (0.94 acres)
Lot Dimensions272 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number488963000
Street Address325 TOP KNOT RD
CityHUBERT
StateNC
Zip28539-4592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL19 P3 QUAIL ROOST
Legal SubdivisionQUAIL ROOST PH 3
Legal Lot Number19
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group2
Census Block2009
Census Tract2803

Owner

325 Top Knot Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address325 TOP KNOT RD, HUBERT, NC 28539-4592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 6, 2018Special Warranty Deed, Transfer · Conventional Mortgage
ALPHA MORTGAGE CORP
Apr 11, 2018Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2022 · Amount on File
Deed SaleSep 12, 2022 · Amount on File
Prior SaleApr 11, 2018 · Amount on File
Deed Book / Page5835 / 367
Prior Transfer DateMar 22, 2018
Prior Transfer Doc0047620538
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 12, 2022
Property Address325 TOP KNOT RD, HUBERT, NC 28539-4592
Document Number0058350367
Book / Page5835 / 367
Map ReferenceMB 55 PG 164
Instrument DateAug 19, 2022
Transaction TypeTransfer
Record UpdatedSep 20, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 TOP KNOT RD, HUBERT, NC 28539-4592

Mortgage

Document Number0005835370
DateSep 12, 2022
Instrument5835-370
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionONSLOW NC
Recording DateJul 6, 2018
Property Address325 TOP KNOT RD, HUBERT, NC 28539-4592
Document Number0048070272
Book / Page4807 / 272
Map ReferenceMB55 PG164 SL M-518
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SHIPP LN, NEWPORT, NC 28570-5105

Mortgage

Document Number0004807275
DateJul 6, 2018
Instrument4807/275
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

April 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionONSLOW NC
Recording DateApr 11, 2018
Property Address325 TOP KNOT RD, HUBERT, NC 28539-4592
Document Number0047620538
Book / Page004762 / 000538
Instrument DateMar 22, 2018
Transaction TypeForeclosure
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$261.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 325 Top Knot Rd was $1,174.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,174.00$238,374 Land $50,000 Building $188,374$238,374 Land $50,000 Building $188,374
2023$1,171.00$178,812 Land $40,000 Building $138,812$178,812 Land $40,000 Building $138,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Top Knot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Top Knot Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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