Onslow County property record for 320 Top Knot Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,199 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Aug 2026) |
| Tax Bill | $1,201 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1314E-46 |
| Primary APN | 1314E-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 107 ft deep x 113 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490033576 |
|---|---|
| Street Address | 320 TOP KNOT RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L16 P3 QUAIL ROOST WAS MAPN 1314 110,1 |
| Legal Subdivision | QUAIL ROOST PH 3 |
| Legal Lot Number | 16 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2803 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Jun 29, 2021 | Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC |
| Dec 14, 2018 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Aug 17, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Aug 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Book / Page | 6649 / 946 |
| Prior Transfer Date | Jul 19, 2017 |
| Prior Transfer Doc | 0046610075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 7, 2026 |
| Property Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 6649000946 |
| Book / Page | 6649 / 946 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,096.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 6649000949, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 6649/949 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 29, 2021 |
| Property Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0055030435 |
| Book / Page | 5503 / 435 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 MCQUATE DR, 110, KLEINFELTERSVILLE, PA 17039 |
| Name | Verified Name |
|---|---|
| Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0005503438 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 5503/438 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0048740593 |
| Book / Page | 4874 / 593 |
| Map Reference | MB55 PG164 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BARBARA AVE, 204, MIDWAY PARK, NC 28544-1406 |
| Name | Verified Name |
|---|---|
| Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0004874596 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 4874/596 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 17, 2017 |
| Property Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0046610078 |
| Book / Page | 004661 / 000078 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 TOP KNOT RD HUBERT NC 285394591, HUBERT, NC 28539-4591 |
| Document Number | 46610084 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 004661/000084 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 17, 2017 |
| Property Address | 320 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0046610075 |
| Book / Page | 004661 / 000075 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 TOP KNOT RD HUBERT NC 285394591, HUBERT, NC 28539-4591 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,201.00 | $246,121 (+34.16%) Land $50,000 Building $196,121 | $246,121 (+34.16%) Land $50,000 Building $196,121 |
| 2025 | $1,201.00 | $183,447 (-) Land $40,000 Building $143,447 | $183,447 (-) Land $40,000 Building $143,447 |
| 2023 | $1,201.00 | $183,447 Land $40,000 Building $143,447 | $183,447 Land $40,000 Building $143,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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