325 Spring Valley Dr, Winfield, MO 63389 Property Records

Lincoln County property record for 325 Spring Valley Dr, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2019
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,500 (Sep 2019)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-70-25-000-000-005.076`

Property Details

APN / Parcel Number

Primary APN	`14-70-25-000-000-005.076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,593 sqft (0.335 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	325 SPRING VALLEY DR
City	WINFIELD
State	MO
Zip	63389-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 & 76A HIDDEN VALLEY FARMS @ HAMMETT HILLS 1ST ADDN
Legal Range	01E
Legal Township	49N
Legal Section	25
Legal Subdivision	HIDDEN VALLEY FARMS @ HAMMETT
Legal Lot Number	76-76A
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Jan 20, 2026	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Sep 12, 2019	Quit Claim Deed, Subdivision Related Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20197995
Deed Book / Page	2438 / 108
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02435/0828
Date	Jul 12, 2019
Book Page	2435/0828
Instrument	2019005694

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256

Mortgage

Document Number	002517/590
Date	Jan 20, 2026
Book Page	2517/590
Instrument	2026000479

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2040

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 6, 2026
Property Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Document Number	0002519/82
Book / Page	2519 / 82
Map Reference	MB 14 PG 106
Instrument Date	Mar 3, 2026
Instrument	2026001992
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256

Mortgage

Document Number	2026001993
Date	Mar 6, 2026
Instrument	2026001993

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 12, 2019
Property Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Document Number	2438/0108
Book / Page	2438 / 0108
Map Reference	MB 14 PG 106
Instrument Date	Sep 12, 2019
Instrument	2019007995
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256

Mortgage

Document Number	2019008000
Date	Sep 12, 2019
Instrument	2019008000

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 12, 2019
Property Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256
Document Number	2438/0109
Book / Page	2438 / 0109
Map Reference	MB 14 PG 106
Instrument Date	Sep 12, 2019
Instrument	2019007996
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SPRING VALLEY DR, WINFIELD, MO 63389-3256

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,584 (-) Land $4,180 Building $26,404
2025	$1,756.00 (+1.39%)	$30,584 (+9.02%) Land $4,180 Building $26,404	$160,970 (+9.02%) Land $22,000 Building $138,970
2023	$1,732.00 (+6.19%)	$28,054 Land $3,230 Building $24,824	$147,650 Land $17,000 Building $130,650
2022	$1,631.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications.

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