324 Spring Valley Dr, Winfield, MO 63389 Property Records

Lincoln County property record for 324 Spring Valley Dr, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 2017
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,300 (Aug 2020)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-70-25-000-000-005.148`

Property Details

APN / Parcel Number

Primary APN	`14-70-25-000-000-005.148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,812 sqft (0.363 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	324 SPRING VALLEY DR
City	WINFIELD
State	MO
Zip	63389-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 HIDDEN VALLEY FARMS @ HAMMETT HILLS 1ST ADDN
Legal Range	01E
Legal Township	49N
Legal Section	25
Legal Subdivision	HIDDEN VALLEY FARMS @ HAMMETT
Legal Lot Number	148
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3010
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 31, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION
Aug 23, 2017	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	20209473
Deed Book / Page	2451 / 417
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 26, 2020
Property Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258
Document Number	2451/417
Book / Page	2451 / 417
Map Reference	MB 14 PG 106
Instrument Date	Aug 20, 2020
Instrument	2020009473
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 ROCKPORT DR, 121, TROY, MO 63379-3567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258

Mortgage

Document Number	2020009474
Date	Aug 26, 2020
Instrument	2020009474

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 31, 2017
Property Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258
Document Number	2416/0758
Book / Page	2416 / 0758
Map Reference	MB14 PG106
Instrument Date	Oct 31, 2017
Instrument	2017010241
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258

Mortgage

Document Number	2017010242
Date	Oct 31, 2017
Instrument	2017010242

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 23, 2017
Property Address	324 SPRING VALLEY DR, WINFIELD, MO 63389-3258
Document Number	2414/0451
Book / Page	2414 / 0451
Map Reference	MB14 PG106
Instrument Date	Aug 18, 2017
Instrument	2017007925
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354
Investor	Possibly a Property Investor

Mortgage

Document Number	2017007926
Date	Aug 23, 2017
Instrument	2017007926

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,843 (-) Land $4,180 Building $26,663
2025	$1,878.00 (+8.49%)	$30,843 (+1%) Land $4,180 Building $26,663	$162,330 (+1%) Land $22,000 Building $140,330
2023	$1,731.00 (+6.13%)	$28,038 Land $3,230 Building $24,808	$147,570 Land $17,000 Building $130,570
2022	$1,631.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications.

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