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325 Split Oak Ln, Owings, MD 20736 Property Records

Calvert County property record for 325 Split Oak Ln, Owings, MD 20736 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,235 sqft · built 2002
Lot Size0.843 acres (36,757 sqft)
Owner2 Individual Names on File
Last Sale$544,900 (Oct 2018)
Tax Bill$5,962 (2023)
Deeds & MortgagesMar 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-172112

Property Details

APN / Parcel Number

Primary APN03-172112
Alternative APNs
  • 3172112
  • 172112

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,235 sqft Total Area
1st Floor Area2,112 sqft
Basement Area1,312 sqft
Finished Basement1,312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area36,757 sqft (0.843 acres)
Garage TypeBuilt-in
Garage Area490 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number172112
Old Parcel Number3172112
Street Address325 SPLIT OAK LN
CityOWINGS
StateMD
Zip20736-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 80 PLAT 4 CROSS POINT AT DOWELL
Legal SubdivisionCROSS POINT AT DOWELL
Legal Lot Number80
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2001
Census Tract860200

Owner

Source: Calvert County records · APN 03-172112

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 SPLIT OAK LN, OWINGS, MD 20736-3331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 09, 2018Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2018 · Amount on Record
Deed SaleOct 09, 2018 · Amount on Record
Prior SaleJun 05, 2002 · Amount on Record
Deed Document Number0005264222
Deed Book / Page5264 / 222
Record UpdatedJun 07, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address325 SPLIT OAK LN, OWINGS, MD 20736-3331
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyMARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055500425
DateMar 23, 2020
Book Page5550/425
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueApr 01, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateOct 09, 2018
Property Address325 SPLIT OAK LN, OWINGS, MD 20736-3331
Document Number0052640222
Book / Page005264 / 000222
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyMARYLAND TRUST TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$544.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address325 SPLIT OAK LN OWINGS MD 207363331, OWINGS, MD 20736-3331

Mortgage

Document Number52640229
DateOct 09, 2018
Book Page005264/000229
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,962.00 Homeowner's exemption$573,867$639,400 Land $187,500 Building $451,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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