Calvert County property record for 305 Split Oak Ln, Owings, MD 20736 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,215 sqft Total Area |
| Lot Size | 39,755 sqft (0.912 acres) |
| Garage | Built-in, 618 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2018) |
| Tax Bill | $6,289.00 (2023) |
| Primary APN | 03-172082 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,215 sqft Total Area |
| 1st Floor | 1,988 sqft 1st Floor |
| Basement Area | 1,227 sqft Basement |
| Finished Basement | 1,227 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Construction Type | Wood Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 39,755 sqft (0.912 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 618 sqft Garage |
| Deck Area | 446 sqft Deck |
|---|---|
| Patio Area | 540 sqft Patio |
| Porch | Open Porch |
| Porch Area | 99 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 172082 |
|---|---|
| Old Parcel Number | 3172082 |
| Street Address | 305 SPLIT OAK LN |
| City | OWINGS |
| State | MD |
| Zip | 20736-3331 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 78 PLAT 4 CROSS POINT AT DOWELL |
| Legal Subdivision | CROSS POINT AT DOWELL |
| Legal Lot Number | 78 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-172082
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 SPLIT OAK LN, OWINGS, MD 20736-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOVEREIGN LENDING GROUP INC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG |
| Aug 21, 2018 | Deed, Transfer · Veterans Administration Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2002 · Amount on Record |
| Deed Doc Number | 0005239123 |
| Deed Book / Page | 5239 / 123 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 305 SPLIT OAK LN, OWINGS, MD 20736-3331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0058570580 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 5857/580 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 305 SPLIT OAK LN, OWINGS, MD 20736-3331 |
| Document Number | 0054310160 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 305 SPLIT OAK LN OWINGS MD 207363331, OWINGS, MD 20736-3331 |
| Document Number | 0054310160 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 005431/000160 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 21, 2018 |
| Property Address | 305 SPLIT OAK LN, OWINGS, MD 20736-3331 |
| Document Number | 0052390123 |
| Book / Page | 5239 / 123 |
| Map Reference | MB KPS1 PG103 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 305 SPLIT OAK LN, OWINGS, MD 20736-3331 |
| Document Number | 0005239129 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 5239/129 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,289.00 | $605,333 | $676,000 Land $188,800 Building $487,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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