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325 Sargo Rd, Atlantic Beach, FL 32233 Property Records

Duval County property record for 325 Sargo Rd, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,663 sqft · built 1961
Lot Size0.17 acres (7,389 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Nov 2025)
Tax Bill$5,416 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN171701-0000

Property Details

APN / Parcel Number

Primary APN171701-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area1,698 sqft
1st Floor Area1,374 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,389 sqft (0.17 acres)
Lot Dimensions93 ft deep x 80 ft wide
PorchFinished/Open Porch
Porch Area35 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address325 SARGO RD
CityATLANTIC BEACH
StateFL
Zip32233-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 9 BLK 25
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionROYAL PALMS UNIT 02A3.00
Legal Block25
Legal Lot Number9
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2009
Census Tract13902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 15, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Feb 22, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Feb 8, 2018Warranty Deed, Transfer
RESIDENTIAL CAP PTRS SECURED L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Document Number2025270451
Deed Book / Page21701 / 239
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 24, 2025
Property Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
Document Number0217010239
Book / Page21701 / 239
Map ReferenceMB 31 PG 16
Instrument DateNov 21, 2025
Instrument2025270451
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4088 COASTAL AVE, JACKSONVILLE BEACH, FL 32250-3835

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813

Mortgage

Document Number0021701241
DateNov 24, 2025
Instrument21701/241
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0195140640
DateDec 29, 2020
Book Page19514/640
Instrument2020289677
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateNov 15, 2018
Property Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
Document Number0185971424
Book / Page018597 / 001424
Instrument DateNov 1, 2018
Instrument269473
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyRIVER CITY TITLE COMPANY, RIVER CTY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 SARGO RD JACKSONVILLE FL 322333813, JACKSONVILLE, FL 32233-3813

Mortgage

Document Number185971426
DateNov 15, 2018
Book Page018597/001426
Instrument269474
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 22, 2018
Property Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
Document Number0182901778
Book / Page018290 / 001778
Instrument DateFeb 20, 2018
Instrument41798
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3431 WORLD CT JACKSONVILLE FL 322770956, JACKSONVILLE, FL 32277-0956

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 8, 2018
Property Address325 SARGO RD, ATLANTIC BEACH, FL 32233-3813
Document Number0182771078
Book / Page018277 / 001078
Instrument DateFeb 7, 2018
Instrument30852
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyTIMESHARE TITLE COMPANY, TIMESHARE TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2950 HALEYON LN #503 JACKSONVILLE FL 32223, 503, JACKSONVILLE, FL 32223

Mortgage

Document Number182771163
DateFeb 8, 2018
Book Page018277/001163
Instrument30891
Lender
NameRESIDENTIAL CAP PTRS SECURED L
AddressDALLAS, TX 75219
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,948 (+37.58%) Land $256,100 Building $233,848$489,948 (-4.91%) Land $256,100 Building $233,848
2025$5,416.00 (+1.92%) Homeowner's exemption$356,121 (+5.99%)$515,266 (+21.48%) Land $300,000 Building $215,266
2024$5,314.00 (+2.84%)
2023$5,167.00 (+10.6%) Homeowner's exemption$336,005 (+5.24%)$424,141 (+13.5%) Land $225,000 Building $199,141
2022$4,672.00 Homeowner's exemption$319,283$373,704 Land $175,000 Building $198,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims28 (1993–2024)
Claims Outside the SFHA13 of 28
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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