Duval County property record for 317 Sargo Rd, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1962 |
| Lot Size | 0.172 acres (7,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,000 (Apr 2019) |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 171702-0000 |
| Primary APN | 171702-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 990 sqft |
| 1st Floor Area | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,490 sqft (0.172 acres) |
| Lot Dimensions | 93 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 345 sqft |
| Patio Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 317 SARGO RD |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 10 BLK 25 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ROYAL PALMS UNIT 02A3.00 |
| Legal Block | 25 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · SBA Mortgage INBANKSHARES CORP |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Sep 19, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 201982519 |
| Deed Book / Page | 18752 / 291 |
| Prior Transfer Date | Aug 30, 2017 |
| Prior Transfer Doc | 0181200788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0209711100 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 20971/1100 |
| Instrument | 2024046044 |
| Name | INBANKSHARES CORP |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, CO 80111 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 2, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3100 INCA SI #428 428, 428, DENVER, CO 80202 |
| Document Number | 0200720965 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 20072/965 |
| Instrument | 2021338757 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0191852256 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 19185/2256 |
| Instrument | 2020088056 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 0187520291 |
| Book / Page | 018752 / 000291 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 82519 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | CROCKETT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 SARGO RD JACKSONVILLE FL 322333813, JACKSONVILLE, FL 32233-3813 |
| Document Number | 187520293 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 018752/000293 |
| Instrument | 82520 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Sep 19, 2017 |
| Property Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 0181200788 |
| Book / Page | 18120 / 0788 |
| Map Reference | MB 31 PG 16,16A-16D |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017212854 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | TITLE SOURCE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 2017212855 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017212855 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,142 (-10.25%) Land $257,548 Building $93,594 | $351,142 (-10.25%) Land $257,548 Building $93,594 | |
| 2025 | $6,274.00 (+6.07%) | $391,250 (+26.01%) Land $300,000 Building $91,250 | $391,250 (+26.01%) Land $300,000 Building $91,250 |
| 2024 | $5,915.00 (+13.9%) | ||
| 2023 | $5,193.00 (+17.49%) | $310,486 (+18.32%) Land $225,000 Building $85,486 | $310,486 (+18.32%) Land $225,000 Building $85,486 |
| 2022 | $4,420.00 | $262,422 Land $175,000 Building $87,422 | $262,422 Land $175,000 Building $87,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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