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322 S River Rd, Payson, AZ 85541 Property Records

Gila County property record for 322 S River Rd, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1972
Square Footage1,200 sqft Living Area
Lot Size19,166 sqft (0.439 acres)
Last Sale$179,000 (2024)
Tax Bill$1,125.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-31-036A
Alternative APNs
  • R033269
  • 033269

Interior

Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,200 sqft Living Area
1st Floor1,200 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialAsbestos Roof
Lot Area19,166 sqft (0.439 acres)
Porch1 Porch
Porch Area164 sqft Porch
Canopy Area164 sqft Canopy

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account NumberR033269
Street Address322 S RIVER RD
CityPAYSON
StateAZ
Zip85541-2118
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION: 24 TOWNSHIP: 09N RANGE: 10E EAST 191.0' OF LOT 29 OF GISELA RANCHES SUBDIVISION OF PLAT 404SE1/4 SEC 24 T9N R10E =
Legal Range10E
Legal Township09N
Legal Section24
Legal SubdivisionGISELA
Legal Lot Number29
JurisdictionGILA AZ
Minor Civil DivisionTONTO BASIN
Census Blockgroup1
Census Block1005
Census Tract600

Owner

Source: Gila County records · APN 304-31-036A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2325 W TONTO ST, PHOENIX, AZ 85009-5808
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed, Transfer
DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
Jan 31, 2024Warranty Deed, Transfer · Commercial Mortgage
EZ HOMES INC
Nov 14, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
SWH FUNDING LLC
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Jul 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleJan 31, 2024 · Amount on Record
Deed Doc Number2024000962
Deed Book / Page2024000 / 962
Record RefreshedJun 08, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionGILA AZ
Recording DateJan 31, 2024
Property Address322 S RIVER RD, PAYSON, AZ 85541-2118
Document Number0000000963
Map ReferenceMAP 404
Instrument DateJan 30, 2024
Instrument2024-000963
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 W TONTO ST, PHOENIX, AZ 85009-5808

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJan 31, 2024
Property Address322 S RIVER RD, PAYSON, AZ 85541-2118
Document Number0000000962
Map ReferenceMAP 563
Instrument DateJan 30, 2024
Instrument2024-000962
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7103 N 32ND AVE, PHOENIX, AZ 85051-8303

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 W TONTO ST, PHOENIX, AZ 85009-5808

Mortgage

Document Number0000000964
DateJan 31, 2024
Instrument2024-000964
Lender
NameEZ HOMES INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateNov 14, 2023
Property Address322 S RIVER RD, PAYSON, AZ 85541-2118
Document Number0000009867
Map ReferenceMAP 563
Instrument DateNov 08, 2023
Instrument2023-009867
Transaction TypeTransfer
Record UpdatedDec 05, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17404 E ORO GRANDE DR, FOUNTAIN HILLS, AZ 85268-2667

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 N 32ND AVE, PHOENIX, AZ 85051-8303

Mortgage

Document Number0000009868
DateNov 14, 2023
Instrument2023-009868
Lender
NameSWH FUNDING LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address322 S RIVER RD, PAYSON, AZ 85541-2118
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014443
DateDec 29, 2022
Instrument2022-014443
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateJul 27, 2020
Property Address322 S RIVER RD, PAYSON, AZ 85541-2118
Document Number0000008516
Instrument DateJul 20, 2020
Instrument8516
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address205 S RIVER RD PAYSON AZ 855412115, PAYSON, AZ 85541-2115

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$17,752 (+15.48%) Land $4,817 Building $12,935$177,522 (+15.48%) Land $48,171 Building $129,351
2025$1,125.00 (+35.22%)
2024$15,372 (+127.19%) Land $3,059 Building $12,313$153,723 (+127.18%) Land $30,590 Building $123,133
2023$832.00 (+3.23%)$6,766 Land $2,060 Building $4,706
2022$806.00$67,666 Land $20,601 Building $47,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Arizona
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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