325 S Ringneck Pl, Garner, NC 27529 Property Records

Johnston County property record for 325 S Ringneck Pl, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,450 sqft · built 2003
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Company Names on Record
Last Sale	$119,000 (Aug 2003)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`05F02029F`

Property Details

APN / Parcel Number

Primary APN	`05F02029F`
Alternative APNs	`2000100190` `2000259539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	2,090 sqft
Attic	Attic
Attic Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	230 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000259539
Street Address	325 S RINGNECK PL
City	GARNER
State	NC
Zip	27529-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 27 MALLARDS RIDGE 60/462
Legal Subdivision	MALLARDS RIDGE SUBDIVISION
Legal Lot Number	27
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41111

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	325 S RINGNECK PL, GARNER, NC 27529-6733
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer · Line of Credit STATE EMPLOYEES CU
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Sep 1, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2003 · Amount on Record
Deed Sale	Aug 20, 2003 · Amount on Record
Prior Sale	Mar 12, 2003
Deed Book / Page	2528 / 243
Last Transfer Date	May 2, 2023
Transfer Doc	0000013353
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	May 8, 2023
Property Address	325 S RINGNECK PL, GARNER, NC 27529-6733
Document Number	0000013353
Book / Page	6470 / 362
Map Reference	MB 60 PG 460-463
Instrument Date	May 2, 2023
Instrument	2023013353
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 S RINGNECK PL, GARNER, NC 27529-6733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 S RINGNECK PL, GARNER, NC 27529-6733

Mortgage

Document Number	0000013354
Date	May 8, 2023
Instrument	2023013354

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	325 S RINGNECK PL, GARNER, NC 27529-6733
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808277
Date	May 2, 2022
Book Page	6248/770
Instrument	2022808277

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	325 S RINGNECK PL, GARNER, NC 27529-6733
Document Number	0000618417
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 S RINGNECK PL GARNER NC 275296733, GARNER, NC 27529-6733

Mortgage

Document Number	0000618417
Date	Jul 3, 2019
Book Page	005379/000030
Instrument	618417

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	325 S RINGNECK PL, GARNER, NC 27529-6733
Document Number	0000584931
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 S RINGNECK PL GARNER NC 275296733, GARNER, NC 27529-6733

Mortgage

Document Number	0000584931
Date	Sep 17, 2018
Book Page	005216/000967
Instrument	584931

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2033

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (-1.55%)	$396,060 (-) Land $90,000 Building $306,060	$396,060 (-) Land $90,000 Building $306,060
2025	$2,514.00 (+77.54%)	$396,060 (+118.72%) Land $90,000 Building $306,060	$396,060 (+118.72%) Land $90,000 Building $306,060
2023	$1,416.00	$181,080 Land $50,000 Building $131,080	$181,080 Land $50,000 Building $131,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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