285 S Ringneck Pl, Garner, NC 27529 Property Records

Johnston County property record for 285 S Ringneck Pl, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 2003
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$2,267 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05F02029H`

Property Details

APN / Parcel Number

Primary APN	`05F02029H`
Alternative APNs	`2000200607` `2000254788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000254788
Street Address	285 S RINGNECK PL
City	GARNER
State	NC
Zip	27529-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 29 MALLARDS RIDGE 60/462
Legal Subdivision	MALLARDS RIDGE SUBDIVISION
Legal Lot Number	29
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41111

Owner

Source: Johnston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 S RINGNECK PL, GARNER, NC 27529-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 5, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	2022833311
Deed Book / Page	6372 / 648
Prior Transfer Date	May 1, 2017
Prior Transfer Doc	0000528958
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	285 S RINGNECK PL, GARNER, NC 27529-6731
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005231
Date	Feb 27, 2024
Book Page	6622/512
Instrument	2024005231

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 1, 2022
Property Address	285 S RINGNECK PL, GARNER, NC 27529-6731
Document Number	0000833311
Book / Page	6372 / 648
Map Reference	MB 60 PG 460-463
Instrument Date	Oct 21, 2022
Instrument	2022833311
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8811 AUTUMN WINDS DR APT 208, 8811, RALEIGH, NC 27615-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RINGNECK PL, GARNER, NC 27529-6731

Mortgage

Document Number	0000833312
Date	Nov 1, 2022
Instrument	2022833312

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 5, 2017
Property Address	285 S RINGNECK PL, GARNER, NC 27529-6731
Document Number	0000528958
Book / Page	004953 / 000069
Instrument Date	May 1, 2017
Instrument	528958
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S RINGNECK PL GARNER NC 275296731, GARNER, NC 27529-6731

Mortgage

Document Number	528959
Date	May 5, 2017
Book Page	004953/000071
Instrument	528959

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,267.00 (-1.61%)	$362,840 (-) Land $90,000 Building $272,840	$362,840 (-) Land $90,000 Building $272,840
2025	$2,304.00 (+29.37%)	$362,840 (+59.33%) Land $90,000 Building $272,840	$362,840 (+59.33%) Land $90,000 Building $272,840
2023	$1,781.00	$227,730 Land $50,000 Building $177,730	$227,730 Land $50,000 Building $177,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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