325 S Division St, Lowell, MI 49331 Property Records

Kent County property record for 325 S Division St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1900
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 2026)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-20-01-307-003`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-307-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	325 S DIVISION ST
City	LOWELL
State	MI
Zip	49331-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S 1/2 OF LOT C ALSO N 16.5 FT OF LOT D * CHAPIN & BOOTH'S ADD
Legal Subdivision	FT OF LOT D CHAPIN & BOOTHS ADD
Legal Lot Number	C,D
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2045
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3116 PLAZA DR NE, C11, GRAND RAPIDS, MI 49525-2931
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 13, 2018	Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	20263380
Prior Transfer Date	Dec 31, 2007
Prior Transfer Doc	0000005106
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 16, 2026
Property Address	325 S DIVISION ST, LOWELL, MI 49331-1705
Document Number	0000003380
Map Reference	LB 24 PG 13
Instrument Date	Jan 12, 2026
Instrument	20260116-0003380
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5333 PINE ISLAND DR NE, COMSTOCK PARK, MI 49321-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 PLAZA DR NE APT C11, C11, GRAND RAPIDS, MI 49525-2931

Mortgage

Document Number	0000003381
Date	Jan 16, 2026
Instrument	20260116-0003381

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000003382
Date	Jan 16, 2026
Instrument	20260116-0003382

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 16, 2020
Property Address	325 S DIVISION ST, LOWELL, MI 49331-1705
Document Number	0000084599
Map Reference	LB 24 PG 13
Instrument Date	Sep 4, 2020
Instrument	20200916-0084599
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 S DIVISION ST, 325, LOWELL, MI 49331-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S DIVISION ST, LOWELL, MI 49331-1705

Mortgage

Document Number	0000084600
Date	Sep 16, 2020
Instrument	20200916-0084600

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 13, 2018
Property Address	325 S DIVISION ST, LOWELL, MI 49331-1705
Document Number	0000053992
Instrument Date	Jul 10, 2018
Instrument	53992
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	390 RIVER PL LOWELL MI 493319058, LOWELL, MI 49331-9058

Mortgage

Document Number	53994
Date	Jul 13, 2018
Instrument	53994

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,100 (+23.83%)	$190,200 (+23.83%)
2025	$2,531.00 (+7.61%)	$76,800 (+25.7%)	$153,600 (+25.7%)
2023	$2,352.00 (+19.51%)	$61,100	$122,200
2019	$1,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures