227 S Division St, Lowell, MI 49331 Property Records

Kent County property record for 227 S Division St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,980 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Oct 2015)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-01-307-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-307-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 S DIVISION ST
City	LOWELL
State	MI
Zip	49331-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S 1/2 LOT B & N 4 RDS LOT C * CHAPIN & BOOTH'S ADD
Legal Subdivision	RDS LOT C CHAPIN & BOOTHS ADD
Legal Lot Number	B,C
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2045
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 S DIVISION ST, LOWELL, MI 49331-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	Sep 23, 1999 · Amount on Record
Deed Document Number	201594414
Last Transfer Date	May 21, 2019
Transfer Doc	0000036293
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Aug 17, 2026
Property Address	227 S DIVISION ST, LOWELL, MI 49331-1703
Document Number	0000055897
Instrument Date	Aug 10, 2026
Instrument	202655897
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 S DIVISION ST, LOWELL, MI 49331-1703

Mortgage

Document Number	0000055897,
Date	Aug 17, 2026
Instrument	202655897

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	May 28, 2019
Property Address	227 S DIVISION ST, LOWELL, MI 49331-1703
Document Number	0000036293
Instrument Date	May 21, 2019
Instrument	36293
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 S DIVISION ST LOWELL MI 493311703, LOWELL, MI 49331-1703

Mortgage

Document Number	36294
Date	May 28, 2019
Instrument	36294

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,500 (+8.87%)	$329,000 (+8.87%)
2025	$3,391.00 (+19.19%) Homeowner's exemption	$151,100 (+31.28%)	$302,200 (+31.28%)
2023		$115,100	$230,200
2019	$2,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures