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325 Rte 292, Holmes, NY 12531 Property Records

Putnam County and Patterson Town property record for 325 Rte 292, Holmes, NY 12531 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,968 sqft · built 1930
Lot Size3.84 acres (167,270 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Feb 2023)
Tax Bill$9,970 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN372400 3.-1-39

Property Details

APN / Parcel Number

Primary APN372400 3.-1-39
Alternative APNs
  • 240000300000010390000000
  • 020825

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,968 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,330 sqft
Upper Floors Area638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2010
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area167,270 sqft (3.84 acres)
Lot Width395 ft Width
View / LotWaterfront

Exterior Amenities

PorchCovered Porch
Porch Area90 sqft
Shed1 Shed
Shed Area340 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number020825
Street Address325 ROUTE 292
CityHOLMES
StateNY
Zip12531-5339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number39.00
JurisdictionPUTNAM NY
Township / Civil DivisionPATTERSON
Census Block Group1
Census Block1012
Census Tract10201

Owner

Source: Putnam County and Patterson Town records · APN 372400 3.-1-39

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 ROUTE 292, HOLMES, NY 12531-5339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 29, 2019Deed of Trust, Mortgage · Line of Credit
PCSB BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleJan 06, 2000 · Amount on Record
Deed Document Number2023944
Deed Book / Page2308 / 272
Record UpdatedJun 08, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionPUTNAM NY
Recording DateFeb 14, 2023
Property Address325 ROUTE 292, PATTERSON, NY 12563
Document Number0023080272
Book / Page2308 / 272
Instrument DateJan 19, 2023
Instrument944-2023
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyDATATRACE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address325 ROUTE 292, HOLMES, NY 12531-5339

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 RIDGELAND RD, SOUTH SALEM, NY 10590-2773

Mortgage

Document Number0077520321
DateFeb 14, 2023
Book Page7752/321
Instrument945-2023
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address325 ROUTE 292, PATTERSON, NY 12563
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFUTURE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069570049
DateAug 29, 2019
Book Page6957/049
Instrument12891/2019
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 01, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County and Patterson Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPatterson Town
Unified School DistrictPawling Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$410,100 (+12.36%) Land $94,900 Building $315,200$410,100 (+12.36%) Land $94,900 Building $315,200
2024$9,970.00
2023$365,000 (+21.99%) Land $84,400 Building $280,600$365,000 (+21.99%) Land $84,400 Building $280,600
2022$299,200 Land $69,200 Building $230,000$299,200 Land $69,200 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
4 of 5 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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