318 Rte 292, Holmes, NY 12531 Property Records

Putnam County and Patterson Town property record for 318 Rte 292, Holmes, NY 12531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1974
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2021)
Tax Bill	$11,565 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 3.-1-45`

Property Details

APN / Parcel Number

Primary APN	`372400 3.-1-45`
Alternative APNs	`240000300000010450000000` `020650`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	283,140 sqft (6.5 acres)
Lot Width	724 ft Width
View / Lot	Waterfront
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	020650
Street Address	318 ROUTE 292
City	HOLMES
State	NY
Zip	12531-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	1
Legal Lot Number	45.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1003
Census Tract	10201

Owner

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 ROUTE 292, HOLMES, NY 12531-5337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Feb 28, 2012 · Amount on Record
Deed Document Number	2021118452021
Deed Book / Page	2236 / 173
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 8, 2021
Property Address	318 ROUTE 292, PATTERSON, NY 12563
Document Number	0022360173
Book / Page	2236 / 173
Instrument Date	Sep 30, 2021
Instrument	11845-2021
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	NORTH AMERICA ABSTRACT COMPANY, NORTH RIVER ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 ROUTE 292, 318, HOLMES, NY 12531-5337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HIGH ST, TARRYTOWN, NY 10591-6228

Mortgage

Document Number	7482127
Date	Oct 8, 2021
Instrument	7482/127

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Pawling Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,600 (+12.37%) Land $95,300 Building $383,300	$478,600 (+12.37%) Land $95,300 Building $383,300
2024	$11,565.00
2023		$425,900 (+14%) Land $84,800 Building $341,100	$425,900 (+14%) Land $84,800 Building $341,100
2022		$373,600 Land $69,500 Building $304,100	$373,600 Land $69,500 Building $304,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20